Opal cards can be ordered online for delivery to an Australian address within 5 to 7 business days. Featured. Instantly issue & process card payments with our open API platform. H-E-B engages in the money transmission business and/or sale of stored value products as an authorized delegate of InComm Financial . . Get 15% off on individual courses at edX, only with your Visa card. Applicable law may require us to report to state government authorities any funds remaining with respect to your Card after a certain period of inactivity. 2. Be sure to use different passwords for your different accounts. Please notify us at Customer Service if you have any problems using your Card. All determinations as to the scope, interpretation, enforceability and validity of this Agreement shall be made finally and exclusively by the arbitrator. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by the Card Network from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate the Card Network itself receives, or the government-mandated rate in effect for the applicable central processing date. Customer Service agents are available to answer your calls Monday-Friday from 8am to 6pm and Saturday 9am to 5pm USA Central Time. Media & ad agencies. 7. Security: If the vendor's website security is compromised, your card information with other vendors stays safe. The Card remains the property of the Bank and must be surrendered upon demand. IMPORTANT INFORMATION ABOUT OPENING A NEW ACCOUNT. Use antivirus software and keep it updatedMake sure each of your businesss computers is equipped with antivirus software and antispyware and updated regularly. 10. Solely for purposes of this Section 37 (Arbitration), We or Us shall mean the Issuer, and its respective successors, affiliates or assignees as well as Majority USA, LLC or any other any third party using or providing any product, service or benefit in connection with the Card. In that event, we may try to contact you at the address shown in our records. Secure your networksSafeguard your Internet connection by using a firewall and encrypting information. ACH transactions and wire transfers are the fastest way to move funds to another business, person, or other recipient. This Agreement does not replace, but supplements the Majority Terms of Service (available in the App), however in case of any inconsistency between the Majority Terms of Service and this Agreement, this Agreement shall govern and control your use of the Card and Card Account and otherwise your relationship with Sutton Bank. A dedicated specialist from Scotiabank is ready to assist - from consultation to implementation to help ensure your team takes full advantage of the program. Third party data and message fees may apply. You may simply lock the card for the specific vendor and not have any additional recurring spend blocked. Cyber Resilience ReviewThe Department of Homeland Securitys (DHS)Cyber Resilience Review (CRR)is a non-technical assessment to evaluate operational resilience and cybersecurity practices. The Troubleshooters have received reports from other consumers in the Delaware Valley about Cash App cards issued by Sutton Bank. 2 Our 100% security guarantee protects you from unauthorised transactions on personal and business accounts when you protect how you access your accounts and tell us if . Any funds withdrawn from a POS device or through a participating bank will be subject to the maximum amount that can be spent on your Card per day. Why you believe there is an error, and the dollar amount involved, 3. Online: To use the virtual card online, shoppers simply need to enter their card details at checkout just like they would any other debit or credit card. Scale Merchant Acceptance: Provide consumers with the ability to make a purchase using their BNPL provider at . You will not be charged a fee for this information unless you request it more than once per month. This reduced liability does not apply to PIN transactions not processed by Visa or ATM cash withdrawals (see Transactions Not Routed Through the Visa System below). Simplify business expenses with this comprehensive solution, Pay for all your business expenses with a single program thats simple to use, Maximize your cash flow with flexible payment terms, Integrate with most technology platforms and accounting systems, A dedicated specialist from Scotiabank is ready to assist - from consultation to implementation to help ensure your team takes full advantage of the program, Access spending data through convenient web access for exceptional program reporting, Reduce purchasing administrative costs and improve operational efficiencies. *The MAJORITY app facilitates banking services through Axiom Bank, N.A. Platinum Mastercard. You may reject the arbitration provision by sending us written notice within 45 days after your first card purchase. Limitation of Liability and Indemnification. **This card is issued by Axiom Bank, N.A. Malware can include viruses and ransomware. ARBITRATION OF YOUR CLAIM IS MANDATORY AND BINDING. The finally Visa Commercial Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A Inc. . No cash or ATM access. All you need to do is complete a brief online questionnaire about your company operations, founders and sources of funding. Card. You must contact us at once if you believe your Card or PIN has been lost or stolen, or that someone has transferred or may transfer money from your Card Account (for example by using your Card) without your permission. Leverage existing relationships with issuing banks, networks, and card fulfillment providers to go live in days not months. In its ordinary course of business, Sutton Bank may utilize a . This information does not take your personal objectives, circumstances or needs into account. Received a Holiday Cheer Gift card for $100.00. Business VISA with Rewards. NEITHER YOU NOR WE WILL HAVE THE RIGHT TO LITIGATE THAT CLAIM THROUGH A COURT. We must allow you to report an error until sixty (60) days after the earlier of the date you electronically access your Card Account, if the error could be viewed in your electronic history. . Full details are available on request. This type of scam usually targets employees from the HR and bookkeeping departments. You may obtain information about the current amount of money you have remaining in your Card Account by calling 1-855-553-3388. Find the best card for your small business. Get a Visa License Are you interested in becoming a Visa licensed client? Score Some Rewards. Square Checking is provided by Sutton Bank, Member FDIC. If any provision of this Agreement shall be determined to be invalid or unenforceable under any rule, law, or regulation of any governmental agency, local, state, or federal, the validity or enforceability of any other provision of this Agreement shall not be affected. Transaction limits point-of-sale. You agree to pay us promptly for the negative balance. Attackers achieve this by using different manipulating techniques in order to trick users into providing money or data. They use a variety of tools including phishing emails, compromised legitimate websites, fake friend requests on social sites, and malware to obtain your bank logon credentials. https://www.suttonbank.com/_/kcms-doc/85/49033/WK-Privacy-Disclosure-1218.pdf. Use the Supply Chain Risk Management Toolkit to help shield your business information and communications technology from sophisticated supply chain attacks. We may, subject to applicable law, deliver to you any notice of such modification to the Agreement by way of publishing an updated version of this Agreement within the App and on the Website or by delivering notice of the modifications to you electronically. We are not responsible for any such fee and they will be deducted from the balance of the Card, along with the withdrawal or transaction amount. The Card may only be used for personal, family or household purposes, and we may cancel your Card if we determine that it is being used for commercial purposes. For better business. On-demand services. We may offer additional products, features and services to you in connection with your Card, such as SMS text message and e-mail alerts, mobile account services, bill payment services, a loyalty program, and other services. For reporting (and deactivating) a lost or stolen Card you can dial the Customer Service Number twenty-four (24) hours a day, seven (7) days a week. *When consolidating purchase volume processed through Marqetas platform in 2019. | The Revenued Business Card is a purchase of future receivables and not a loan. Upon aforesaid cancellation, we will continue to honor transactions you have made up until your the cancellation is processed in accordance with this Agreement, which may take up to forty-five (45) days following your cancellation, during which regular fees will apply (if any). Accounting: You can create merchant rules . The applicable exchange rate will be selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which may vary from the rate Visa itself receives or the government-mandated rate. You are responsible for keeping track of your Card Account available balance. Yes, you can add your own logo or create a custom credit card with the background image of your choice. Use at Millions of Locations Worldwide. Unfortunately, cybercriminals have discovered how to steal your hard-earned money. Tell me more. - Transfer Funds. To activate your Card, follow the steps and instructions for activation in the App. If you want to cancel the Card, the Card Account and this Agreement please contact Customer Service. 32. $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions **. With your PIN, you may use your Card to obtain cash from any Automated Teller Machine (ATM) that bears the Visa acceptance mark, or you may use the Card to withdraw funds at any point-of-sale (POS) device, as permissible by a merchant, that bears the Visa acceptance mark. The Card issued to you by Sutton Bank enables you to make certain electronic fund transfers to and from your prepaid Card Account with Sutton Bank. Our 5-star customer service team is here to answer any questions you may have. The Department of Homeland Securitys"Stop.Think.Connect" campaignoffers training and other materials. 16. Small businesses are attractive targets because they have information that cybercriminals want, and they typically lack the security infrastructure of larger businesses. Under Visa U.S.A. Inc. Operating Regulations, your liability for unauthorized transactions using your Card Account that take place on the Visa system without a PIN is $0.00 if you are not grossly negligent or fraudulent in the handling of your Card. Cyber-attacks are a growing concern for small businesses. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. A strong password includes: Multifactor authenticationMultifactor authentication requires additional information (e.g., a security code sent to your phone) to log in. Note that you may also be charged a fee for a balance inquiry even if you do not complete a fund transfer. There are also maximum load restrictions we may place on your Card when aggregated with any other Cards you have. Options may vary. From time to time the Card services may be inoperative, and when this happens, you may be unable to use your Card or obtain information from your Card or Card Account, including the available balance of funds associated with your Card. FOR QUESTIONS OR ASSISTANCE, PLEASE CONTACT CUSTOMER SERVICE AT 1 (855) 553-3388, 1. All Cards are issued by Sutton Bank and distributed and serviced by Majority USA, LLC. Rellevate handles all customer service for the program. If you use your Card after such notice or modification is provided, you are agreeing to the change. Configure all software to install updates automatically. You acknowledge and agree that the value available in the Card Account is limited to the balance of the Card Account. In addition to the above, for security purposes we reserve the right to, in our sole discretion, impose additional limit to your use of your Card at ATMs or POS devices. WE RESERVE THE RIGHT TO ASSUME THE EXCLUSIVE DEFENSE AND CONTROL OF ANY MATTER SUBJECT TO INDEMNIFICATION BY YOU, IN WHICH EVENT YOU WILL COOPERATE IN ASSERTING ANY AVAILABLE DEFENSES. Square Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard. A card that can help drive process efficiencies and improve control over procurement spend. Gonczi called Sutton Bank to investigate. Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases. The Upgrade Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Get more info. If your rejection notice complies with these requirements, this Arbitration provision and any other arbitration provisions in the cardmember agreements for any other currently open Majority accounts you have will not apply to you, except for any claims subject to pending litigation or arbitration at the time you send your rejection notice. The plaintiff alleges the fintech company and Ohio-chartered bank have wrongfully refused to refund $3,000 that was fraudulently drained from her account after she fell victim to an apparent scam involving Square's Cash App, used to send and receive money online. YOU AGREE TO HOLD HARMLESS AND INDEMNIFY US AND OUR SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES (AND THEIR SUBSIDIARIES, AFFILIATES, OFFICERS, AGENTS, AND EMPLOYEES) FROM AND AGAINST ANY AND ALL CLAIMS, SUITS, DAMAGES, PENALTIES, COSTS, FINES, LIABILITIES AND EXPENSES, INCLUDING, WITHOUT LIMITATION, REASONABLE ATTORNEYS FEES, THAT ARISE FROM YOUR VIOLATION OF THIS AGREEMENT, APPLICABLE LAW, OR ANY THIRD-PARTY RIGHTS OR YOUR FRAUD OR WILLFUL MISCONDUCT. The Ramp Visa Commercial Card and the Ramp Visa Corporate Card are issued by Sutton Bank and Celtic Bank (Members FDIC), respectively. Now, if you are Cashing Out from your CA the instant option uses the card network to your linked Debit card, like a merchant making a refund . No Warranty of Availability or Uninterrupted Use. If we decide not to enforce our rights or charge a fee in one situation, we are not giving up our right to enforce it or to charge the fee in a later situation. WHEREAS, Sutton Bank operates a prepaid card service and is an approved issuer of prepaid cards on the Discover, Mastercard, and Visa Networks; WHEREAS, Sutton Bank provides services set forth in Exhibit B (the "Sutton Bank Prepaid Card Services") and the other Program Documents in connection with Card Transactions processed on one or more . Reimbursements will show in your bank statement using the following template: first, "RAMP REIMBURSE", followed by the first initial and last name of the employee being reimbursed. Both Mastercard and Visa assist in emergency replacement cards and cash advance, anywhere in the world 24/7. You can either do the assessment yourself, orrequest a facilitated assessmentby DHS cybersecurity professionals. In case of errors or questions about your electronic transactions or Card Account, contact us as soon as you can if you think your statement or receipt is wrong or if you need more information about a transaction listed on the statement or receipt. We will reject any loads that exceed the maximum balance allowed on your Card.